Honest folks are looking for bankruptcy help in every direction because nobody in their right mind wants their life ruined forever even though the law says it's off your record after seven years. Now read carefully and remember this; if you can watch a cartoon show and write a two paragraph letter then you can beat the system.
There is one other important reason to pay attention to this brief message. If you totally screw up, can't do it for any reason, don't believe it's true so why even try then you can always go back to the phone book, look up "best bankruptcy attorney in the state" and you'll only be out a few mouse clicks and eyeball skin for your trouble.
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Now this works really great for credit card debt or any other unsecured debt as far as that goes and it is easy to do. Just search the term "FTC debt video" and carefully watch the best cartoon show since Wylie Coyote started chasing the Road Runner in the early 50s.
If you didn't catch the part at the very beginning where the guy is juggling as the sun goes up and down, the voice in the background, the narrator says you can depend on this information just as you can expect day turning night and a ball to come back to the ground when you throw it up into the air then watch again.
You're being given your rights under federal law that governs debt collections which is probably the reason you were wondering about bankruptcy. If the debt collector can't prove you owe money then you don't owe any and it's as simple as that.
If you owe $100,000 on credit card debt and the collector can't prove it then there is absolutely no point in thinking about the B word. When that Federal Trade Commission law was written back in the 60s it did not take into consideration digital accounting because it didn't even exist at the time.
Debt collectors in this new age cannot legally prove you owe them any money. Now here's the really hard part. You watched the cartoon just fine and now you must absolutely write the two paragraph letter, a demand for proof sent to the collector by registered mail with return receipt when the time comes.
This is undoubtedly some of the best bankruptcy help information you can use for a do-it-yourself collector bashing. If he can't prove you owe, you're free to go on your merry way. Live life and have fun!
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